Fintech & Payments
Payment platforms, AI-powered fraud detection, and transaction systems. Architecture aligned with PSD2, PCI DSS, and AML/KYC requirements.
About this industry
Financial services operate under constant pressure from regulators, customer expectations, and growing transaction volumes. We build payment platforms, anti-fraud systems, and transaction tools that process operations in milliseconds while staying fully auditable.
We design event-driven architectures with tokenized sensitive data, payment gateway and core banking integrations, and ML models that score the risk of every transaction - all built around PSD2, PCI DSS, and AML/KYC requirements.
How we deliver
Risk & Requirements Analysis
Mapping payment flows, regulatory obligations, and gaps in current anti-fraud processes.
System Architecture
Microservices, event queues, and a secure vault for card data.
Development & Integration
Payment gateways, core banking, and ML models connected via API.
Audit & Deployment
Edge case testing, security audit, and production launch with monitoring.
Key challenges
Fraud Detection
ML scoring and behavioral analytics that flag suspicious transactions in real time.
Regulatory Compliance
PSD2, PCI DSS, AML/KYC, and automated regulatory reporting.
Payment Gateways
Multi-processor integration with transaction routing to the optimal provider.
Multi-Currency
Exchange rate handling and local payment methods in every market.
Subscriptions & Billing
Recurring payments, trial periods, and automatic retries on failed charges.
Reconciliation & Audit
Matching transactions against bank statements with a complete audit trail.
How we deliver
Consultation
Free conversation about your project and needs.
Analysis
In-depth requirements analysis and solution proposal.
Delivery
Iterative development with regular demos and feedback.
Support
Ongoing technical support and product development.